
Why Do I Need Travel Insurance?
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Our
Travel Insurce Plan provides $150,000 towards "Medical Evacuation"
Our
plan also provides $25,000 for sickness or accidents (primary pay!)
Are
you covered?
Rates are determined by the price of your cruise. Here are some examples:
$500
vacation - just $42.50 *
$1000
vacation - just $85 *
$1500
vacation - just $127.50 *
$3000
vacation - just $255 *
Call
The Cruiseman for an exact quote.
1-800-889-7683
or 417-881-2789
You
may purchase your insurance any time before final payment
and
receive full coverage, including "pre-existing conditions" coverage.
For
details of your coverage CLICK
HERE
* Plus a $5.00 policy fee.
Three Travel Insurance Myths
A number of misconceptions and myths abound about travel insurance that could end up potentially costing consumers thousands of dollars, advises the US Travel Insurance Association. UStiA advises that consumers may incorrectly believe they are already covered for a variety of situations when in reality they are not.
A major
misconception is that a consumer's medical, homeowners insurance or
credit card programs will cover all types of travel problems.
"Before deciding to purchase travel insurance, we urge consumers
to check the details of their current policies and credit cards.
Consumers may be surprised to learn what is and what isn't
covered," says Brad Finkle, president, UStiA.
Myth #1: I'm covered in case I have to cancel or Interrupt my trip.
The vast majority (over 70%) of travel insurance claims are for trip cancellation, interruption and travel delay. This can be due to accident, illness or death of either the covered traveler or a family member; or due to weather such as hurricanes and snow storms. What protection may be available through a limited number of credit cards is highly restrictive. Some travel insurance policies also cover travelers in case a trip has to be interrupted or cancelled because of work-related reasons, or because their home is made uninhabitable.
Myth #2: In case of force majeure circumstances (acts of God), I will likely receive refunds on cancelled trips anyway.
Airlines, cruise lines, hotels and tour operators are under no legal obligation to refund consumers, and most contain statements in their literature exempting or limiting refunds. Most travel insurance policies will reimburse travelers for the unused portion of a trip due to cancellation or interruption because of weather-related and other catastrophes such as snow storms, earthquakes, and more.
Myth #3: Airlines will reimburse for delays.
While airlines are required to reimburse you for lost bags, airlines are not required to reimburse for baggage delay, overnight delays, or to put you up in case of weather-related overnight delays, all situations covered by travel insurance.