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 Rates are determined by your age, and the price of your cruise. *
Call The Cruiseman for a custom quote.
1-800-889-7683  or  417-881-2789
~or~ Click on the Life Ring


 

* Examples:  If you are 35 and your cruise is $800, your Travel Insurance would be just $41.00
                        If you are 50 and your cruise is $1000, your Travel Insurance would be just $70.00

Examples given for illustrative purposes only.  Contact our office for your custom quote.
 
When you purchase your Travel Insurance plan, you will receive the actual printed policy in the mail in about a week. 
Read it over very carefully. You have a 10 day right of refusal.  If you are not happy with it, you have 10 days to
return it for a refund.  After that it's yours!

 

Three Travel Insurance Myths  

A number of misconceptions and myths abound about travel insurance that could end up potentially costing consumers thousands of dollars, advises the US Travel Insurance Association. UStiA advises that consumers may incorrectly believe they are already covered for a variety of situations when in reality they are not.

A major misconception is that a consumer's medical, homeowners insurance or credit card programs will cover all types of travel problems. "Before deciding to purchase travel insurance, we urge consumers to check the details of their current policies and credit cards. Consumers may be surprised to learn what is and what isn't covered," says Brad Finkle, president, UStiA.

Myth #1: I'm covered in case I have to cancel or Interrupt my trip. 

The vast majority (over 70%) of travel insurance claims are for trip cancellation, interruption and travel delay. This can be due to accident, illness or death of either the covered traveler or a family member; or due to weather such as hurricanes and snow storms. What protection may be available through a limited number of credit cards is highly restrictive. Some travel insurance policies also cover travelers in case a trip has to be interrupted or cancelled because of work-related reasons, or because their home is made uninhabitable.

Myth #2: In case of force majeure circumstances (acts of God), I will likely receive refunds on cancelled trips anyway.

Airlines, cruise lines, hotels and tour operators are under no legal obligation to refund consumers, and most contain statements in their literature exempting or limiting refunds. Most travel insurance policies will reimburse travelers for the unused portion of a trip due to cancellation or interruption because of weather-related and other catastrophes such as snow storms, earthquakes, and more.

Myth #3: Airlines will reimburse for delays. 

While airlines are required to reimburse you for lost bags, airlines are not required to reimburse for baggage delay, overnight delays, or to put you up in case of weather-related overnight delays, all situations covered by travel insurance.